I am a budget lover! In the past I managed our money manually. Meaning, writing transactions in a ledger, writing checks, and manually imputing monthly expenses into an Excel budget spreadsheet.
However, after my daughter was born I just did not have time to keep this up. I first switched to internet bill pay. This helped, but my budgeting spreadsheet was still tedious. I two options: give up the budget spreadsheet or try something new!
I bought Quicken Home and Business and it is awesome! It was less than $100 and it does everything for me! I used to spend hours recording, balancing, budgeting and now I only spend minutes!
This program is simple and easy to use. It allows you to link up your bank accounts and credit cards. You click one button and it updates all of your accounts. It allows me to categorize each transaction and print a report to see where our money goes!
My favorite part is that it allows you to monitor categories that can get out of control, for example my daughters clothing budget! Ahhh, how it has simplified my life! 🙂